transcripts being held hostage

[TenderMoni]

I don't understand how someone attends a school but ends up owing that school so much money? Any school I attended or tried to attend made me pay for the class prior to getting into it or I wouldn't get credit. How are these schools allowing a student to owe them this amount of money that is crippling, this sound like the institutions fault and not the students fault. Most new college student don't understand what they are doing to themselves and it needs to stop. I can't wait for the day High School have a Financial Awareness course for 11th and 12th graders. Thankfully my mother took the time to educate me on the ins and outs of money and how to manage it properly.

I went to the school on a full tuition scholarship, not going to go retell the full story, but they pulled the scholarship at the end of my junior year because I refused to do something I felt was humiliating, but technically required by the rules of my scholarship - leaving me to pay the full balance of the year, $18k.

I do not condone anyone commit fraud, and did not get the impression the person was trying to do that. If rules stipulate that EVERY transcript of each school attended MUST be submitted, that is one thing. However, if the submission of transcripts is only for the transfer of credits, and I don't want any credits from a particular school, would I still need to submit said transcripts? Like someone else said, I think calling the new school and asking them might be the best option to avoid expulsion or being accused of withholding information down the line.

Hmm, we're in the same shoes...well, kind of, I started over again from scratch THREE times over a span of ~19 years. My suggestion is to start fresh, I think there maybe a program for that in your state.
Complete a TESU BALS or a BSBA (get on that TECEP right away! if you're going for this option), and then complete your Masters at your workplace. With that work experience, you can try to PLA the AOS.
With the amount of transferable credits, you may be able to complete 90 credits or so relatively cheaply/easily/quickly with ACE/NCCRS credits, use the known providers, ALEKS, Straighterline, Study.com, etc.

Yeah, I think I'm going to have to start over...and while I am taking courses, save up enough to negotiate/pay off the debt. Like others have said, the fresh start program is for credits/grades, but not for debt. Not sure I am quite ready to knock out the TECEP, I read it's going the way of the do-do, but I haven't begun my journey yet.