When unpaid student debt leads to a smaller Social Security check

[dfrecore]

Things I don't necessarily like about Ramsey is the man is so rich telling us how to save money. It is much easier said than done but yeah that is a very nit picky thing. Also between his class, the total money makeover and the seminar that I attended he said the exact same thing.

First, he didn't start being rich, he started out being broke, and is showing people how he got out of that and into a system where he eventually got rich. He's speaking from experience. And, if he wasn't rich, I wouldn't be interested in hearing his story! I want to hear that you can start from nothing and amass wealth.

He also says that you don't have to go to his seminars or read all of his books, because he's "boring, and predictable." Yes, he says that himself. He says the same stuff over and over again, because that's what has worked.

So, I wouldn't suggest to people that they read all of his books. Or go to a bunch of seminars (I went to SmartMoney to listen to OTHER speakers there, rather than just Dave). Or listen to his radio show daily. But if you're interested in getting out of debt with a step-by-step plan, pick one of these methods and then go for it.