More crazy nutty student debt...

[Exfactor]

When you say the word "poverty", I take that to mean the Federal poverty limit. 95.5% of Pell grants are given to students whose families make less than $50k. That is WELL above poverty. That's above the poverty level for a family of EIGHT. If you're talking a mom and 1 kid, she would have to make less than $15k to qualify as poverty-level, and that would certainly get a pell grant for the full amount.

And if the student decided to go to the local community college for 2 years and then the local state college for the remaining 2 years, the pell grant could conceivably cover the full cost of tuition for all 4 years of college; at minimum, you could work VERY part time and be able to afford to pay out of pocket.

Of course, this assumes that people will do what they can to avoid student loan debt. If they choose not to do those types of things to avoid debt, then please don't say it's because of "poverty" because most likely, it's not. It's because of choices made.

All students do not attend community colleges, which causes your hypothesis to discriminate against students who do not attend such institutions of higher learning. Do you come from "poverty" or a family of non-college graduates? Because trying to tell someone who comes from that sort of situation that "poverty" does not influence their financial, career, and educational choices is hysterical.