Charter Oak Question regarding Pel Grant and only 60 credits.

[jortholmes]

Charter Oak- so this may sound like a stupid question.

But my understanding with Charter Oak is that I need to do certain courses through them but that they accept a lot of free credits such as FEMA.

Right now I only have 45 credits. I will probably be able to have over 60 by the time January hits. This is not including any free credits from FEMA.

At this point. I think I need to start focusing on upper level credits. If I enroll to Charter Oaks and sign up for a four upper level courses that will help me get to my end goal. Will the Pel Grant pay for all of this. I normally get 5800 per semester. I used the calculator and at 12 credits I Believe it will be roughly 6000 dollars. SO does that mean out of pocket I will be under 1000? assuming i am eligible for a Pel grant?

Is it also true that Charter Oaks requirement is only 30 credits for upper level? Does that mean once I hit that requirement I can fill the rest of my credit obligation with free FEMA?

By January I am thinking I should have all my lower level requirements. I just need to pick the major I want to aim for.

Basically I am wondering if it is worth while to enroll into Charter Oaks or wait until I have more credits. I have the opportunity to take advantage of the Pel Grant and I am wondering what your opinions are on the matter.

I would definitely say to wait to enroll until you have some more credits. I didn't get enrolled until I had 84 credits, so almost double of what you have. Then I'm having to pay for this fall semester, the spring semester, and the summer semester. So you're going to be paying a $257 student services fee each semester and then a $52 technology fee each semester. Also, tuition is $363 per credit.