Refinancing

[ryoder]

I just closed on a 15 year at 3.0% with a $1700 credit by using Amerisave. Go to their site and plug in your numbers. They have lots of options and are very upfront with closing costs right away. You might be able to do a bit better than them if you shop but I liked the way the website gave me all the info on all the different options so I just stuck with them. My payment is going down and I am cutting 7 years off of my loan.