Thanks for everyone's responses!!! 
@mrs.b-
I see where you are coming from, though, I always try my best...sometimes I get a 55 and sometimes I get a "higher" score. "A pass is a pass," so I, personally, don't want to use unneeded time working towards an excellent score. I don't want to spend more time, than I have to, getting my degree! I really want to do other things (sew, read, garden, learn valuable "home-making" skills, etc.) and studying takes up a lot of time.
The reason I am pursuing my degree, is that I can be prepared in case the government requires a college education to homeschool. One of the advantages of CLEPing is speed...
I can see where there are positives and negatives to studying, either way!
Another advantage of CLEPing is everyone can do what he or she feels like they need to do!
I enjoy reading everyone's responses!!!
Blessings!

@mrs.b-
I see where you are coming from, though, I always try my best...sometimes I get a 55 and sometimes I get a "higher" score. "A pass is a pass," so I, personally, don't want to use unneeded time working towards an excellent score. I don't want to spend more time, than I have to, getting my degree! I really want to do other things (sew, read, garden, learn valuable "home-making" skills, etc.) and studying takes up a lot of time.

I can see where there are positives and negatives to studying, either way!

Another advantage of CLEPing is everyone can do what he or she feels like they need to do!

Blessings!