08-20-2011, 09:17 PM
Opinion stated, so if determined to go this route, have you looked into a traditional brick & mortar school with dorms? At 21, you should still be within the guidelines allowed, and they will already have everything related to room, board, and meal plans covered by financial aid without needing to seek additional outside loans. You can resolve the issue with needing living expenses covered, and get a quality education at the same time, for probably less (and lower interest rates) than you would with a private loan.