(04-12-2019, 06:47 PM)mysonx3 Wrote:

(04-12-2019, 02:42 PM)cookderosa Wrote:

(04-11-2019, 06:56 PM)davewill Wrote:

(04-11-2019, 06:39 PM)cookderosa Wrote: ... IMO, you can probably REPLACE the credit you already have on your old transcript in half the time for hardly any money- by the time you're ready to enroll at TESU, you won't even need them, but if you have them at your disposal, you might as well request the transcript and see what can be used.   ...

Replacing the credit does no good. They still need the transcript in order to graduate.

If you misunderstood what I meant, then the OP probably did too.
I don't mean replace them INSTEAD of obtaining a transcript- I mean replace them WHILE waiting to pay off the debt. If it takes a year to get this cleaned up, there is no reason to sit there and twiddle your thumbs- earn the credit now and get some traction.

Why replace credit that you already have? If you have to get a transcript for it anyway, what's the point replacing it?

(04-14-2019, 05:56 PM)cookderosa Wrote:

(04-12-2019, 06:47 PM)mysonx3 Wrote:

(04-12-2019, 02:42 PM)cookderosa Wrote:

(04-11-2019, 06:56 PM)davewill Wrote:

(04-11-2019, 06:39 PM)cookderosa Wrote: ... IMO, you can probably REPLACE the credit you already have on your old transcript in half the time for hardly any money- by the time you're ready to enroll at TESU, you won't even need them, but if you have them at your disposal, you might as well request the transcript and see what can be used.   ...

Replacing the credit does no good. They still need the transcript in order to graduate.

If you misunderstood what I meant, then the OP probably did too.
I don't mean replace them INSTEAD of obtaining a transcript- I mean replace them WHILE waiting to pay off the debt.  If it takes a year to get this cleaned up, there is no reason to sit there and twiddle your thumbs- earn the credit now and get some traction.

Why replace credit that you already have? If you have to get a transcript for it anyway, what's the point replacing it?

I wouldn't pay to replace anything, but we have the entire CLEP catalog available right now for free, you can go crazy at onlinedegree.com for $9, and you can hit the Saylor catalog too.  That doesn't even touch the TEEX options.
I realize that it seems silly to accumulate credit that you might not need to, but in my experience, getting started is MUCH HARDER than sitting here talking about it and agonizing over it for the next 6 months.  The OP needs to start - get some credit.  We can talk and talk and talk but none of that moves the needle.  I vote for action.  Earning credit will be motivating and increase OP's likelihood of finishing which also can be motivating for paying off the debt.  
Sitting here thinking and talking is an excellent way to procrastinate.  Honestly, how many credits are we even talking about here?  Not a full AA, so less than 60.  My math says the OP has at LEAST 60 credits to earn before he/she needs to worry about my comment - 60 credits is no small task.  THOUSANDS of our members here join, talk, and walk.  Seriously, just pull the trigger already!

(04-13-2019, 05:10 PM)davewill Wrote:

(04-13-2019, 01:05 PM)Mil0 Wrote: Kind of off topic but related since I'm still learning how all this college stuff works. 

Can someone give me some insight into why schools want all your old transcripts to begin with? 

If I took a course at some random school and it has nothing to do with my current degree, why do they need the transcripts?

There are a couple of reasons. The first is to enforce policies. For instance those against multiple degrees in the same discipline or too many degrees of the same type (for example TESU won't award a third bachelor's degree). Also, some schools won't give you credit for a lesser course if you've already taken a higher one, like trying to take Algebra after taking Calculus or Beginning Spanish after Spanish 3.

The second reason is to help other schools collect overdue tuition and fees like we're discussing here.

(04-26-2019, 04:22 AM)eLearner Wrote: I've wondered if a school would care about this if you're paying out of pocket and in full. For instance, say a person owed a defaulted federal student loan and went to WGU and said "I'm paying in full out of pocket."

(04-26-2019, 10:05 AM)davewill Wrote:

(04-26-2019, 04:22 AM)eLearner Wrote: I've wondered if a school would care about this if you're paying out of pocket and in full. For instance, say a person owed a defaulted federal student loan and went to WGU and said "I'm paying in full out of pocket."

Once again, this has none of this has anything to do with owing on loans. This is strictly for fees owed directly to the school.

(04-26-2019, 11:25 AM)eLearner Wrote:

(04-26-2019, 10:05 AM)davewill Wrote:

(04-26-2019, 04:22 AM)eLearner Wrote: I've wondered if a school would care about this if you're paying out of pocket and in full. For instance, say a person owed a defaulted federal student loan and went to WGU and said "I'm paying in full out of pocket."

Once again, this has none of this has anything to do with owing on loans. This is strictly for fees owed directly to the school.

Not sure about the need for a "once again". I didn't have the time to read every line of every post to see if this was asked already. Geez.

(04-26-2019, 11:41 AM)Merlin Wrote:

(04-26-2019, 11:25 AM)eLearner Wrote:

(04-26-2019, 10:05 AM)davewill Wrote:

(04-26-2019, 04:22 AM)eLearner Wrote: I've wondered if a school would care about this if you're paying out of pocket and in full. For instance, say a person owed a defaulted federal student loan and went to WGU and said "I'm paying in full out of pocket."

Once again, this has none of this has anything to do with owing on loans. This is strictly for fees owed directly to the school.

Not sure about the need for a "once again". I didn't have the time to read every line of every post to see if this was asked already. Geez.

I'm pretty sure that most people expect other posters to have read through a thread before adding their comments, so I'm sure that is why he mentioned that. The distinction between loans and school fees is important to this discussion. I think the goal here is to avoid confusing anyone who reads this thread and doesn't understand the difference.

(04-26-2019, 01:19 PM)eLearner Wrote:

(04-26-2019, 11:41 AM)Merlin Wrote:

(04-26-2019, 11:25 AM)eLearner Wrote:

(04-26-2019, 10:05 AM)davewill Wrote:

(04-26-2019, 04:22 AM)eLearner Wrote: I've wondered if a school would care about this if you're paying out of pocket and in full. For instance, say a person owed a defaulted federal student loan and went to WGU and said "I'm paying in full out of pocket."

Once again, this has none of this has anything to do with owing on loans. This is strictly for fees owed directly to the school.

Not sure about the need for a "once again". I didn't have the time to read every line of every post to see if this was asked already. Geez.

I'm pretty sure that most people expect other posters to have read through a thread before adding their comments, so I'm sure that is why he mentioned that. The distinction between loans and school fees is important to this discussion. I think the goal here is to avoid confusing anyone who reads this thread and doesn't understand the difference.

Whether it's true or not that the general expectation is that every person read through every post of every thread (and even if I agreed with that, a post or a point can still be missed), that's beside the point. The point is to not be uncivil in a reply especially when there was no malicious provocation to do so, and if one feels burdened to answer a question then they shouldn't answer it.

(04-26-2019, 01:19 PM)eLearner Wrote:

(04-26-2019, 11:41 AM)Merlin Wrote:

(04-26-2019, 11:25 AM)eLearner Wrote:

(04-26-2019, 10:05 AM)davewill Wrote:

(04-26-2019, 04:22 AM)eLearner Wrote: I've wondered if a school would care about this if you're paying out of pocket and in full. For instance, say a person owed a defaulted federal student loan and went to WGU and said "I'm paying in full out of pocket."

Once again, this has none of this has anything to do with owing on loans. This is strictly for fees owed directly to the school.

Not sure about the need for a "once again". I didn't have the time to read every line of every post to see if this was asked already. Geez.

I'm pretty sure that most people expect other posters to have read through a thread before adding their comments, so I'm sure that is why he mentioned that. The distinction between loans and school fees is important to this discussion. I think the goal here is to avoid confusing anyone who reads this thread and doesn't understand the difference.

Whether it's true or not that the general expectation is that every person read through every post of every thread (and even if I agreed with that, a post or a point can still be missed), that's beside the point. The point is to not be uncivil in a reply especially when there was no malicious provocation to do so, and if one feels burdened to answer a question then they shouldn't answer it.

(04-09-2019, 08:23 PM)ImAllLikeYouWannaDoWat Wrote: I withdrew from classes from a university I attended 5 years ago. I owed them around 4k. They sent it off to collections and now I owe 6k. What would be the best way to get my transcript if I don't have the 6k to pay the debt?