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+--- Thread: My former college shut down! Yay! (/Thread-My-former-college-shut-down-Yay)
My former college shut down! Yay! - videogamesrock - 03-13-2017
The schools are working with the rules the government has laid out for them. They are just taking advantage of opportunity and people's ignorance.
My former college shut down! Yay! - jsd - 03-13-2017
Seeing as how they shut down due to consequences of mishandling financial aid funds, they were pretty clearly not working with the rules the government has laid out for them.
My former college shut down! Yay! - videogamesrock - 03-13-2017
jsd Wrote:Seeing as how they shut down due to consequences of mishandling financial aid funds, they were pretty clearly not working with the rules the government has laid out for them.It's the rules of the game. I'm sure their mistake was issuing more aid than students had available. My CC did that too. Rather than paying it back it's easier to keep the money and file for bankruptcy.
My former college shut down! Yay! - jsd - 03-13-2017
And we're pretending this isn't predatory?
My former college shut down! Yay! - videogamesrock - 03-13-2017
jsd Wrote:And we're pretending this isn't predatory?
I guess anyone selling anything would be someone preying on another person. For 28k net personally would not have put my money into school.
A Realtor tried to really sell me a crap house once for an outrageous price. I said no. A car salesman tried to sell an over priced car. I said no. I went to a pyramid scam meeting. They wanted $1500 I said no.
It's not up to the sales person/predator to say no it falls on the person to say yes or no. I'm also a strong believe in self responsibility and reading what you sign. The students were lazy, didn't read, and didn't price shop. Not the sales persons/predators fault.
Same with over leveraged mortgages from 2005-2012. Not the salesman/predators fault because the borrower said yes.
You are 100% responsible for yourself and your actions including borrowing $28k for an associates degree.
My former college shut down! Yay! - dfrecore - 03-13-2017
jsd Wrote:And we're pretending this isn't predatory?
I'm not. I think it's a combination - there are predatory schools out there, and uninformed people who fall for the scam. It's unfortunate. If everyone who couldn't afford $28k for an AA said no, the predators would disappear.
But, seriously, there are people who still fall for the Nigerian prince wanting to give them money scam - what can you do about stupid people??? Sometimes, people are just BEGGING to be taken to the cleaners, and there are always people willing to do so.
My former college shut down! Yay! - jsd - 03-13-2017
videogamesrock Wrote:I guess anyone selling anything would be someone preying on another person. For 28k net personally would not have put my money into school.
A Realtor tried to really sell me a crap house once for an outrageous price. I said no. A car salesman tried to sell an over priced car. I said no. I went to a pyramid scam meeting. They wanted $1500 I said no.
It's not up to the sales person/predator to say no it falls on the person to say yes or no. I'm also a strong believe in self responsibility and reading what you sign. The students were lazy, didn't read, and didn't price shop. Not the sales persons/predators fault.
Same with over leveraged mortgages from 2005-2012. Not the salesman/predators fault because the borrower said yes.
You are 100% responsible for yourself and your actions including borrowing $28k for an associates degree.
Institutions can do no wrong, even when violating the law. Got it.
My former college shut down! Yay! - videogamesrock - 03-13-2017
Yes the institution gave too much of taxpayers money. In the end it's the students fault and should say no. A fool and his money are soon parted. These fools were the losers in a financial game. I've never met a poor person who continuously make great financial decisions day in and day out.
My former college shut down! Yay! - sanantone - 03-13-2017
It's a combination of people being stupid and the school being predatory. Overcharging students for loans they have to pay back is predatory. The owners claimed to not have known this was happening, but the three employees who were doing this fully knew what they were doing. Students weren't only overcharged for government loans; people with private loans were also overcharged. Regardless, this is money students have to pay back.
A lot of the students weren't very well-educated and knew no one who had attended college. A lot of them didn't even have access to the Internet before they attended the school unless they decided to go to a library. A lot of them could barely operate a computer. I'm 100% sure that several of my students had learning disabilities. There was also a disabled vet in a wheelchair who was told that he could become a criminal investigator.
Before I left, I told all my students where they could transfer. Even from the beginning, I had to explain to them the limitations of national accreditation, and I know informed them that CCs were much cheaper. A couple of them attended a CC, but couldn't pass English Comp or College Algebra. I'm fine with vocational programs for those who can't pass gen Ed courses, but CJ is not a vocational program. It's practically a social science. You're not going to pass the written tests for police departments and Child Protective Services if you can't read, write, or do basic math.
My former college shut down! Yay! - jadae@wgu.edu - 03-23-2017
I think some of ya'll are being harsh. 18 year olds don't always have the moral support of family, community, high school, or friends, that could help them navigate and understand the academic world. So its very quite possible to be "taken" while still naive and impressionable to want to "do good".