Which University with 91 Credits (75 Regional Accredited Colleges and 16 from ACE)

[cookderosa]

Which of the Big 3 would be the best choice in terms of expense and speed of acquisition? 

Courses I have:

GEs (including Precal) 46 credits (semester)
IT/CS (including Discrete Math, Stats & Business) 45 (semester)
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I briefly skimmed and read that CO requires 6 credits for a Bachelor's (cornerstone & capstone?). But, I'd still need at least 23 to earn a degree. Would using work experience via portfolio assessment be a good idea to acquire the last 23 units?

There aren't any colleges that award a degree just because you have 120 credits, your credits have to match the credits required, so it's impossible that you only need 23 credits because even between the big 3, their requirements differ. For instance, you'll need a lab science at Charter Oak but not Thomas Edison or Excelsior. Your business courses may over-fill the allowable electives, resulting in not being able to use them all. Like Danika said, at the very minimum you'll need to list everything you've earned so far.

One final thing, portfolio assessment has to demonstrate competency in an area that matches up to a class, so this assumes that the credit slots you have open will match to the skills you have. Sometimes it's faster and cheaper to complete the credit via testing out or a class.