Well ranked universities?

[Alpha]

Hmm, I think this question has been asked several times over... If you're thinking of History or Psychology or practically any other degree, unless you get into the Top 50 in the USA it'll be almost the same.  Rankings vary so wildly and each degree subject has a different ranking, ROI, Value.   Essentially, you should focus on your undergraduate at a public or state university, when you get to the graduate level you can then decide on a "better" known institution.  Having said that, if you're just looking for an associates and a bachelors being your final goal, then yeah, a public/state community college for the Associates and then select a better known university to finish that Bachelors.

I am also a big fan of state universities, especially flagship campuses.  That doesn't address the whole "90 transfer credits" issue.  I think there may be a reason that you haven't seen a lot written on this topic of "well-ranked schools that accept 90 transfer credits.  Depending on what you mean by "well-ranked." maybe they don't exist.

Many state university systems will allow you to transfer in 90 credits from other RA schools.

Assuming that the op finds that to be the case then I'd suggest that particular route.  It won't be as cheap as some alternatives but you'd wind up with a more recognizable name on your diploma.  The bigger problem then becomes the whole Psych vs. History question.  I can easily understand someone liking both/either but they are not at all the same and have entirely different career tracks.