09-15-2022, 10:26 AM
(This post was last modified: 09-15-2022, 10:30 AM by Library2HospitalChaplain.
Edit Reason: Date typo
)
I was still paying off student loans from 2006-8 when I found this board. I already had 124 credits spread through a multitude of CLEPs in the 90s and college major changes, and more student loans. I had open heart surgery in 2017 and was trying to finish up my bachelor degree after I recovered sufficiently from my medical issues.
I got 116 credits from November 2019 through graduating from TESU in March 2021 with a BA dual Area of Study, Psychology and Liberal Arts, Social Sciences. I was still paying on those older student loans during the forbearance and paid off the oldest ones. I retook through the alternative methods here some of the courses because I needed to reteach my brain the content.
What I'm calling to your attention is that if you did make payments or pay off any student loans since March 2020, the $10k/$20k forgiveness does apply to you and you can get a refund.
https://studentaid.gov/debt-relief-annou...ncellation
Under FAQs:
Am I eligible for a refund if I made voluntary payments during the pandemic?
Yes. You will automatically receive a refund of your payments during the payment pause if:
Other borrowers can still receive refunds on voluntary payments made after March 13, 2020 by contacting their servicer. It's important to note that these refunded payments will increase your loan balance and your monthly payments. If you expect to have a balance after discharge is applied and wish to request a refund, you can do so by contacting your servicer until Dec. 31, 2023.
If you consolidated your loan after March 13, 2020, refunds aren't available for any voluntary payments made prior to the consolidation.
Refund requests can only be made by you and refunded to you, even if someone else made a payment on your loan.[/size]
[size=undefined]https://pbs.twimg.com/media/FbFtK6ZXoAAV...me=900x900 Graphic says to CALL your loan servicer and state "I would like a refund for the payments I made during the payment pause." [/size]
[size=undefined]I've gotten what statements I can get of the payments I made, but I'm waiting on total statements before I call and request this refund. Also, pay attention to your state tax issues about this student loan forgiveness![/size]
I got 116 credits from November 2019 through graduating from TESU in March 2021 with a BA dual Area of Study, Psychology and Liberal Arts, Social Sciences. I was still paying on those older student loans during the forbearance and paid off the oldest ones. I retook through the alternative methods here some of the courses because I needed to reteach my brain the content.
What I'm calling to your attention is that if you did make payments or pay off any student loans since March 2020, the $10k/$20k forgiveness does apply to you and you can get a refund.
https://studentaid.gov/debt-relief-annou...ncellation
Under FAQs:
Am I eligible for a refund if I made voluntary payments during the pandemic?
Yes. You will automatically receive a refund of your payments during the payment pause if:
- you successfully apply for and receive debt relief under the Administration's debt relief plan, AND
- your voluntary payments during the payment pause brought your balance below the maximum debt relief amount you're eligible to receive but did not pay off your loan in full.
For example, if you're a borrower eligible for $10,000 in relief; had a balance of $10,500 prior to March 13, 2020; and made $1,000 in payments since then—bringing your balance to $9,500 at the time of discharge—we'll discharge your $9,500 balance, and you'll receive a $500 refund.
Other borrowers can still receive refunds on voluntary payments made after March 13, 2020 by contacting their servicer. It's important to note that these refunded payments will increase your loan balance and your monthly payments. If you expect to have a balance after discharge is applied and wish to request a refund, you can do so by contacting your servicer until Dec. 31, 2023.
If you consolidated your loan after March 13, 2020, refunds aren't available for any voluntary payments made prior to the consolidation.
Refund requests can only be made by you and refunded to you, even if someone else made a payment on your loan.[/size]
[size=undefined]https://pbs.twimg.com/media/FbFtK6ZXoAAV...me=900x900 Graphic says to CALL your loan servicer and state "I would like a refund for the payments I made during the payment pause." [/size]
[size=undefined]I've gotten what statements I can get of the payments I made, but I'm waiting on total statements before I call and request this refund. Also, pay attention to your state tax issues about this student loan forgiveness![/size]
TESU BA.LSSS 121/121, BA.PSYCH 121/121, BA in Liberal Studies-Social Sciences and Psychology: March 2021 Graduation
Since 12/5/19:
CLEP: Intro Sociology - 62, Diversity, DSST: 1/6/20 Ethics in America - 440, 1/8/20 Intro World Religions - 470
Sophia: Intro to Statistics - 95%, & many credits...
Study.com: Ethics Social Sciences 90, Into Crim Justice 91, Criminal Law 90, Forensic Science 88, Social Psychology 94
InstantCert Credit: American Government, 91 4/14/2020
Coopersmith: Drugs and Society, Jewish Rabbinic Counseling, Hist and Sys of Psych, Modern Jewish American History, Physio Psych, Sociology of Jewish Food, JST-225 Laws of Blessings 9/16/22, BIB-376 Trees and Plants of the Bible 12/21/22
UExcel Social Psych: A, 1/26/21
TESU: SOS-110-OL 3 cr. A-99, APS-100-OL 1 cr A-97, PSY-331-EP 3 cr 87, PSY322 Research Exp Psych - A 95 3 cr, SOC291 Criminology A98 3 cr, PSY-300EP Thanatology 3 cr 80, HIS210GS Am Civil Rights Movement History 3 cr A, LIB-495OL Hansen A 3cr
TECEPs: PSY-270 2/3/20, SOC-210 2/10/20, PSY-350 2/17/20, ETH-210
Since 12/5/19:
CLEP: Intro Sociology - 62, Diversity, DSST: 1/6/20 Ethics in America - 440, 1/8/20 Intro World Religions - 470
Sophia: Intro to Statistics - 95%, & many credits...
Study.com: Ethics Social Sciences 90, Into Crim Justice 91, Criminal Law 90, Forensic Science 88, Social Psychology 94
InstantCert Credit: American Government, 91 4/14/2020
Coopersmith: Drugs and Society, Jewish Rabbinic Counseling, Hist and Sys of Psych, Modern Jewish American History, Physio Psych, Sociology of Jewish Food, JST-225 Laws of Blessings 9/16/22, BIB-376 Trees and Plants of the Bible 12/21/22
UExcel Social Psych: A, 1/26/21
TESU: SOS-110-OL 3 cr. A-99, APS-100-OL 1 cr A-97, PSY-331-EP 3 cr 87, PSY322 Research Exp Psych - A 95 3 cr, SOC291 Criminology A98 3 cr, PSY-300EP Thanatology 3 cr 80, HIS210GS Am Civil Rights Movement History 3 cr A, LIB-495OL Hansen A 3cr
TECEPs: PSY-270 2/3/20, SOC-210 2/10/20, PSY-350 2/17/20, ETH-210