Transfer to Calif State Univ for BS Computer Science Degree with Tuition Waiver

[USMCWinger]

Your Location:  California, but I'm not a California resident for tuition purposes until the spring 2026 semester
Your Age:  60
What kind of degree do you want?  BS in computer science with an emphasis in software engineering
Current Regional Accredited Credits:  24 semester units
Current ACE, CLEP, or NCCRS Credits:  3 CLEP units, 5 database administrator courses at Oracle University, and 2 computer programming courses at New Horizons.
Any certifications or military experience?  USMC veteran with a JST listing 132 ACE-recommended units, including CLEP units 
Budget:  ~$1,200 for this school year, then later ~$1,200 each year for the next 2 school years
Commitments:  Work part-time; weekly medical appointments
Dedicated time to study:  about 40 hrs/week
Timeline:  next 3 years
Tuition assistance/reimbursement:  California's "Over 60 Program" available at a few California State University campuses will waive tuition for fall and spring semesters, waive the $70 application fee, and reduce other student registration fees.  (See https://www.csuci.edu/sbs/tuition-and-pa...rogram.htm)  The program doesn't pay for books, parking fees, lab fees, etc.

The bottom line is that I have nearly 2 decades of experience, skills, and education in software engineering, relational databases, and system administration, but I don't have the credentials to back it up when HR/ATS is checking my resume for job opportunities.  I'd like to fix that with a BS in computer science.

I'm currently planning to transfer to California State University, Channel Islands, (CSUCI) as an upper-division transfer student.  I've already signed up for ModernStates.org to help me study for CLEP exams.  My plan is to take at least one CLEP exam this fall and then attend a California community college in the spring and summer of 2026, when I become a California resident for tuition purposes again, then transfer to California State University, Channel Islands, in the fall of 2026 to complete my BS degree in computer science by the spring of 2028.

I'll need at least 60 units to transfer as an upper-division student, but I'll only have 56 units.  I'd like to take the German Language CLEP test for 6 more units, because I took 2 years of German in high school.  However, that was decades ago, so it may take me a while to review it.  In case I don't have time to pass this test before my scheduled transfer, I plan to take the TEEX Cyber 201 - Cybersecurity for IT Professionals courses for 4 elective units over the next few weeks and, after I pass the courses, use Credly.com to send a free transcript of my TEEX credits to CSUCI next year.

Does anyone see any flaws or pitfalls in my plan that I should be aware of?  I've looked at the degree plans for several online BS/BA CS degrees generously provided in this forum, and while it looks like I'd complete my degree much faster than 3 years (which would be better for me), the fact is that I don't have the money.  It will take much more than 3 years to save up enough money to pay for those courses, while California's "Over 60 Program" provides free tuition at the state university.  I really, really don't want to take out student loans to finance my education, but the high cost of living limits the amount I can save each year.

Ultimately, I'd also like to get an MS degree in computer science, too, so that I can teach computer science at the community college level to both give back to the community and to supplement my income as I find it harder and harder to find steady, full-time employment.

If anyone has any other advice that would benefit me, I'd like to hear it.  Perhaps an approach where I take just enough courses at the community college to be eligible to transfer to CSUCI, then take enough nearly free courses at CSUCI to then transfer to an online university where I only need 1 semester in residence that I can quickly (and VERY CHEAPLY!) finish my BS degree in computer science.

Thank you for your time and your good advice.

Below is a list of my current and expected credits before transfer to CSUCI:

24 RA Credits:
-----------------

3 California community college credits:

English Composition, 3, A

21 Chapman University credits:

(Lower division)
Computer Architecture I, 3, A
Computer Systems/Assembly Lang Programming, 3, A-

(Upper division)
Operating Systems, 3, C
Data Comm/Computer Networks, 3, B+
Computer Graphics, 3, A
Database Mgmt, 3, A
Human Computer Interaction, 3, A

11 Other credits:
--------------------

USMC Boot Camp, 3 GE units + 5 Elective units
CLEP Humanities, 3 (CSUCI only accepts 3 units, not the ACE-recommended 6 units)


My planned credits before transfer to CSUCI:
------------------------------------------------------

CLEP Calculus I, 4 (using ModernStates.org)

17 California community college credits @ $782 tuition + books & fees:

Calculus with Analytic Geometry II, 5
Introduction to Symbolic Logic, 3
Public Speaking, 3
American Gov't & Politics, 3
Intro to Ethnic Studies, 3

-------------------------------------
21 units Chapman University
20 units community colleges
8 units boot camp
7 units CLEP
-------------------------------------
Total:  56 units 


Proposed units:

TEEX Cyber 201 - Cybersecurity for IT Professionals, 4 elective units
   OR ...
CLEP German, 4 GE units + 2 (or 5, if my score is high enough) elective units

[davewill]

The biggest pitfalls are that the 60+ program specifies you are always in the last enrollment group, so you may find it difficult to get courses. A little research in student online groups might help you identify courses that could be problematic, and that you might want to plan on taking some other way.

The other pitfall is one you've acknowledged, the extra time you'll be spending waiting to become a CA resident, and then taking butt-in-seat courses. You could complete a bachelor's at TESU, WGU or UMPI in a year, then start on your master's much sooner. I'd be looking really hard at ways I could afford to save that time. Perhaps taking a contract gig that would earn you a nest egg to use for education?