Student Loans?

[dfrecore]

From what I can see on this thread, you were provided with information to help you get some inexpensive courses. I know I gave you all the info I had.

I am definitely not picking on you, and not making fun of your choices. Just giving some wisdom from someone who has been there. You can choose not to take it. But this forum is filled with people who are trying to get their degrees quickly and for as little money as possible. So if we try to guide you in that direction, you should not take it as anything other than that. It's not meant as anything other than people trying to help you.

Sorry for upsetting you.

[sweetcrabhoney]

Not upset...I expected this. It happens every single time I ask a question ... I get picked on and bullied for not sticking with the same path many of you have taken.

[clep3705]

This is a public, internet forum. Answers and opinions are not just for the benefit of the original poster. It's a discussion read by many. It is the nature of internet discussions to diverge and get into areas an original poster might not be interested in pursuing. Thread drift and answering questions that were not asked is not bullying.

I hope that you will get some answers to your questions and wish you the best. Even though you didn't find what you were looking for here, I found the discussion interesting for reasons unrelated to you.

[Prloko]

Not upset...I expected this. It happens every single time I ask a question ... I get picked on and bullied for not sticking with the same path many of you have taken.

People here ARE set in their ways (one of the annoyances of this forum), but I don't think it's meant as bullying. I think some of us forget to ask what each person's goals are. If you like, PM me and I'll see if I can try and help you out. I'm not well versed in Liberty, but I'm sure two heads are better than one. I used student loans for my goals, its for some but not for all.

Either way, good luck and I wish you the best.

[videogamesrock]

Thank you for sharing your opinion -- though it was not asked.

When I first came to this forum the first thing I was told was similar to the above posting... " Don't go to Capella it's too expensive, it's not a good school , it's too much debt" Everyone put me down because of my choice . I aimed to defend myself and instead my feelings were hurt more than ever because I was different.

I've chosen to go to Liberty for a number of reasons . I'm sure you don't even care about those reasons because they are for me and not for anyone else to make. I have a number of set goals in mind and a bachelors degree from Liberty university is the first step to the main goal on my list. I've written , typed and even made a massive poster of my degree plan yet it forever changes as I learn about new courses and new path ways. Two things that never change on my plan are going to Liberty and my ultimate career goal which I've shared before and was teased for that as well.

Just because I note that I want resources for loans right now does not mean on January 16th when school starts I'll be in the same place I am now. It is none of your business of my income or my choice of debt. I am simply asking for resources... not opinions. I had my feelings and my ideas put on blast the very first day I came to this forum ( and in nearly every posting I make there is always one person who decides to pick on me ). I refuse to have my feelings hurt again.

So I'm going to brush off your opinion and move on... because I've chosen to go to Liberty University because it fits my goals perfectly.

I assumed that since many of you pay for your school directly you knew resources that provided loans for students and could direct me to them. I guess my assumption was wrong and yet again I am the one being picked on because I am different.

Student loans can only be used for courses taken at the University or with consortium agreement at another University. Basically they cannot be used for non-traditional courses. It is a good plan to use the excess money that does not cover tuition to pay for the SL and other non-traditional courses.

[videogamesrock]

Liberty also may allow you to use the loans to take half of a semester with them and the other half with a community college. This is also a good way to complete credits and transfer them in while you are enrolled at Liberty. Usually you'd have to do 6 credits at the host school (Liberty) and 6 at the other school. Do you know what Liberty's residency requirement is?

[sweetcrabhoney]

Thanks for the advice.

I have a feeling all the FASFA is going to go to tuition and textbooks. But I could be wrong. Liberty takes CLEP and other things too . They require full time students to take 3 courses at once time. I'm aiming to do all the general education courses off the school website to save some time and money.

I know actually how much I need -- just need a resource to find it now.

I will send you a PM Prloko ! Thank you tons for offering your help.

[hsfamfun]

My son is a high school Junior and plans to go to Liberty University Online after high school. I have corresponded with them quite a bit about their polocies and what they accept and how things transfer. I would be glad to pm with you as well.

[cookderosa]

Hi.

On my degree plan I intend to take close to 15 straightline courses. I'm not yet working ( starting next year ). I figured that some of you might know where I can get a student loan that will allow me to get those courses? I've done FASFA for Liberty University -- I doubt I'll be able to use that for those courses? Correct me if wrong?

If you qualify for a Pell Grant (you should) and you take out a student loan, any overage can be used to pay SL. SL is a business, as opposed to a college, so you can't directly use financial aid to pay them. If you don't receive a financial aid overage, you'll have to cash-flow your SL courses.

I'm sure excited to get this stuff started but money is the driving force of everything and with limited funds since work and Liberty courses won't start until next year -- I just want to push ahead while I've got the time to do so. The goal being to finish 3 or 4 those straighline courses before the 1st. Can't do it with some kind of loan though.

[GoodYellowDogs]

We do provide opinions in this forum, usually lots of them and they aren't all the same. That is the value of forum versus looking at a FAQ list online. You may get your feelings hurt a lot if you aren't open to receiving opinions.

If you can't provide a resource that will actually help me please keep your opinions to yourself.

I've decided my own path and I choose to stick with it.