Overview: Earning Upper-Division Credits Through Study.com

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Sharing an overview for anyone planning degree paths that require upper-division coursework and looking at non-traditional credit options.
 
Study.com is one of the few ACE-recommended providers that offers both lower-division (LD) and upper-division (UD) courses in the same platform, which can simplify planning for schools that allow significant transfer credit at the 300–400 level.
 
Broad Catalog Including Upper-Division Options
Study.com has hundreds of courses, including about 75 upper-division ones, making it a single source for students who want to complete both early-degree and advanced requirements without switching providers. This is particularly useful for degree-completion pathways where UD credits are often the bottleneck. (Offerings and ACE approvals can change, so always double-check the current course list before planning.)
 
Supports Full-Degree Progress, Not Just Gen Eds
Because Study.com isn’t limited to general education, it positions itself as a complete pathway, offering UD courses in addition to gen eds so students don’t get stuck mid-degree. This means students who need specialized 300-level/400-level equivalencies may find more of their requirements available in one place.
 
Efficiency Helps Students Move Through UD Coursework Faster
Upper-division courses often include papers and assignments that traditionally slow down progress. Study.com has implemented several updates that reduce delays:

• Assignments graded within about 2 business days
  
  
• No proctored exams
  
  
• Unnecessary quizzes and assignments have been trimmed in many courses
  

These changes keep students moving, which is especially helpful if you're trying to complete multiple UD requirements on a timeline.
 
Why This Helps With Upper-Division Requirements
Some universities limit how many UD credits you can bring in, but many degree-completion-friendly schools (TESU, UMPI, WGU, etc.) accept a meaningful number of UD transfers. Keep in mind that some schools only count UD credits if the course matches a 300/400-level equivalent in their catalog, so always confirm with your academic advisor or transfer evaluation. 

Having a provider with a large upper-division catalog makes it easier to:

• Fill UD gaps without enrolling in expensive university courses
  
  
• Complete prerequisites for concentration-specific courses
  
  
• Finish a degree more affordably than paying per-credit university tuition
  

This overview is intended to help learners understand how Study.com can fit into a transfer-friendly degree plan.
 
If anyone wants a breakdown of which Study.com UD courses members have successfully transferred into particular schools, feel free to share below. Collective data is always helpful for degree planners.